I'm Chris Carr. I have worked in mortgage lending since 2011 and have helped close over 2,000 mortgage transactions. As a real estate investor since 2009, I have personally bought more than 120 houses and 2,000 multifamily doors. That experience helps me look beyond a basic checklist. I understand purchase contracts, renovation budgets, timelines, holding costs, exit strategies, and the challenges investors face when a transaction does not fit neatly inside a traditional lending box.